New list shows what recent vehicles are in the most crashes

Recent data from the Highway Loss Data Institute shows that small and mid-size four-door cars are the most prone to accidents and generate personal injury insurance claims. Georgia drivers may be curious to know what the ranking is like; Forbes made a list of 10 vehicles from 2014 to 2016 model years with the highest number of claims.

The Mitsubishi Lancer was the number one offender with a claims frequency of 216, far above the industry average of 100. This was followed by various other compact cars from automakers like Toyota, Nissan, Kia and Chrysler. There were exceptions among the list, such as the large four-door Dodge Charger with a claims frequency of 175 and the station wagon Toyota Corolla iM at 176. This data reinforces the fact that smaller vehicles are not as effective in protecting their occupants as large vehicles.

Very large pickups and luxury SUVs generated the least amount of claims. Larger vehicles, however, created more severe claims and losses although this was by no means a uniform trend. The reason for this, the HLDI states, is that larger vehicles are likely to have more passengers and, thus, more reported injuries. Going by model, sports cars had the lowest injury claim frequency because most owners of them drive alone and travel fewer miles.

When people are injured through no fault of their own in auto accidents, they may want to see if they're eligible for compensation and file a claim before the statute of limitations runs out. If they're successful, they might be covered for medical expenses, vehicle damage, lost wages and whatever else applies. To make the process smoother, a lawyer may have experts obtain a copy of the police report as well as other evidence like eyewitness testimony. The lawyer may then proceed to negotiations.

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